Don't Become a Victim

Here are a few things you can do to make your online transactions safer :

• Protect your computer with the appropriate firewalls and security software.

• Use a recent version of a web browser - they have better security features.

• Always log off after using a shared computer and clear the history.

• Keep passwords and PIN numbers safe. Try not to use the same password for more than one account and never use banking passwords for any other account.

• Look for a padlock symbol at the bottom of the page and 'https' at the beginning of the web address. If those are not there, do not enter credit card information.

• If you have concerns, telephone the company to ask about its encryption.

• Print out your electronic receipt and keep it safe.

• Check bank and credit card statements to make sure the details match.

• Never disclose your PIN numbers to anyone, including people who claim to be from your bank.

• Remember, your bank will never ask you to re-enter your account information, and they will never ask you to send your pin number in an email.

For more information, check out Card Watch - a banking group that works with police and retailers to prevent credit card fraud.